My Office's Listings

Some or all of the listings below are provided by the Panama City Beach - Thomas Dr. office.
$249,900
Active

No Recorded Subdiv Area Single Family Home

Active

1011 Grace Avenue Panama City, FL 32401

2 Bed
1 Baths
1364 sqft
MLS# 774433
✨ All the vintage charm of Grandma's house—only better! ✨

This MU-3 zoned property (multi-use zoning) offers residential and light commercial possibilities, making it the perfect opportunity for a live/work lifestyle.

Lovingly restored, 1011 Grace Ave retains much of its original character, including the gorgeous heart-pine hardwood floors you'll spot in the photos. With thoughtful updates already completed, this property is ready for you to take it to the next level.

Highlights include:

MU-3 zoning: residential + light commercial use potential

Ample parking in the front and rear with coveted alley access

Flexible layout—convert to a primary residence, second home, or investment property

Room to expand toward the alley for added space or functionality

Surrounded by new construction—an area on the rise!

Much of the heavy lifting has already been done—now it's your chance to customize and make it your own.

💡 Seller is a licensed Realtor in the State of Florida. Much of the heavy lifting has been done on this property and it is ready for you to take it to the next level. This house is laid out perfectly to expand out to the back toward the alley. Ask your favorite lender about a FHA 203K or a Fannie Mae Homestyle renovation loan to make it perfect for you.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Janis Boatright
$249,000
Active

Oakland Terr Sub 18th Area Single Family Home

Active

1609 W 13th Street Panama City, FL 32401

2 Bed
2 Baths
1536 sqft
MLS# 772762
PRICE IMPROVEMENT! Welcome to this well-maintained two-bedroom, one-and-one-half-bathroom single-family home nestled between downtown Panama City and popular historic St. Andrew's attractions. Just minutes away is Beach Drive and venture into the waters of beautiful St. Andrew's Bay. Home is located on a fully fenced, large corner lot overlooking playing fields and parks with plenty of areas to park your vehicles. With over 1,500 square feet of living space, this Oakland Terrace neighborhood home offers plenty of space, great for entertaining and everyday living. This home provides many of opportunities for redesign. The living room can be easily turn into another bedroom. By the dining room, you'll find a freshly painted large room which can become a living room. This room walks out into an enclosed patio, ideal for relaxing or hosting guests. Next to the dining room, there's a small bonus room which can be used as an office, playroom or turned into a walk-in pantry. Additional features include a metal roof installed in 2017, concrete block construction and no HOA fees. The kitchen was remodeled in 2022 and the water heater was replaced in 2012. Owners are providing a one-year full warranty with American Home Shield. Centrally located near shopping, schools and restaurants. Investors and first time home owners don't miss your opportunity on this home, which combines comfort and convenience in one great package. Short and long term rentals are allowed. Fireplace no longer has chimney.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Patricia "Patty" Bernstein
$239,900
Active

No Named Subdivision Area Multi-Family Home

Active

819 Russ Lake Drive Panama City, FL 32404

5 Bed
3 Baths
2260 sqft
MLS# 769484
Investor & Builder Alert! Multi-Use Duplex with Expansion Potential—FHA 203(k) Eligible!

Opportunity is knocking in Springfield! This permitted duplex offers 2,260 sq ft of rentable space on a .31-acre corner lot in a mixed-use zone—and it's eligible to be subdivided! Whether you're looking to build a second duplex, add a single-family home, or simply maximize rental income, the possibilities here are huge.

Live in one unit and rent the other, or lease both for passive income. The upper unit features 3 spacious bedrooms, 2 full baths, and an ensuite primary suite. The lower unit includes 2 bedrooms, 1 bath, and easy front/back yard access. Each unit has indoor laundry, separate utilities, and individual electrical and water meters—perfect for long-term tenants or short-term rental flexibility.

Renovations are underway and include:
New windows, subfloor, PEX plumbing & electrical wiring
New HVAC system & ductwork (upstairs)
Recessed lighting throughout
Tankless water heater
New roof (2019), new siding, exterior stairs to upper unit
RV hookups + large storage shed

Public utilities + natural gas onsite. Located in a quiet neighborhood just 7 miles from Tyndall AFB and 25 minutes to Panama City Beach—home to the world's most beautiful beaches.

Bonus: Construction materials on site convey with sale.

This is a rare chance to capitalize on Springfield's growth. Schedule your showing today and bring your vision to life!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Catriese Johnson
$232,000
Active

Horizon South X Area Condominium

Active

17462 Front Beach Road 44C Panama City Beach, FL 32413

1 Bed
1 Baths
608 sqft
MLS# 768176
Beautiful condo within steps to the BEACH! Private stairs to a huge balcony patio. This condo is a wonderful investment/rental income, second home or a great place to live full time. Horizon South is a gated community with deeded beach access directly across from the community! Updated condo with newer kitchen cabinetry, newer appliances, granite countertops, tile floors, designer paint colors for a coastal feel, large great room with cathedral ceiling open to kitchen with breakfast bar & more. Hallway bunks, spacious bathroom with tub/shower combo, oversized primary bedroom. In condo laundry and lots of additional storage.

Horizon South is a golf-cart friendly community that has some of the best amenities on the beach! Offering 4 pools (1 is heated during the winter), kiddie pool, large hot tub/spa, tennis & pickle ball counts, shuffle board, mini golf, event space, billiards/game room, on-site laundry center & so much more! Condo is centrally located within steps to 3 pools and more!

HOA Dues include: all amenities, water, internet/wifi, trash disposal, building maintenance, grounds/lawn care, gated community, building liability insurance and complex security. Each unit has 2 parking spaces, there is additional dedicated golf cart parking for the owners. Pet friendly for owners.

Come experience the lifestyle of beach property ownership! Time to buy that piece of paradise! Once interest rates come down prices will go up! Its the perfect time to invest!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Sheryl Lewis
$232,000
Active

Panama City Beach Area Condominium

Active

17462 Front Beach Road 44C Panama City Beach, FL 32413

1 Bed
1 Baths
608 sqft
MLS# 983281
Welcome to your slice of paradise at Horizon South Resort where coastal charm meets investment opportunity. This beautifully updated condo is just steps from the beach and offers everything you need for a luxurious second home, income-producing rental, or full-time retreat.

Property Highlights
- Private stairs to a spacious balcony patio
- Designer coastal paint palette and vaulted ceilings
- Granite countertops, newer cabinetry, and stainless appliances
- Hallway bunks for extra sleeping space
- Oversized primary bedroom with ample storage
- In-unit laundry and stacked washer/dryer
- Tile flooring throughout for easy maintenance

Beachfront Lifestyle & Amenities
Located in a gated, golf-cart-friendly community with deeded beach access directly across the street, Horizon South offers resort-style amenities including:
- 4 pools (1 heated), kiddie pool, and large hot tub/spa
- Tennis & pickleball courts, shuffleboard, mini golf
- Billiards/game room, event space, and on-site laundry center
- Pet-friendly for owners, with 2 parking spaces + golf cart parking

Investment Potential
With a low-maintenance layout and prime location, Unit 44C is ideal for short-term rentals or long-term appreciation. HOA dues cover water, internet, trash, & building maintenance making ownership seamless and stress-free.
Centrally located near Pier Park, dining, shopping, and entertainment, this condo is your gateway to the best of Panama City Beach.
Listing Courtesy of EMERALD COAST / Coldwell Banker Realty / Alina Behrens